Whether you are looking to save, invest, borrow or anything in between, we offer a wide choice of financial services to meet your every need including Savings and Checking Accounts, Mortgages and Commercial Loans, Retirement Accounts, Equity Loans and Lines of Credit, plus the convenience of Online Banking and Bill Pay, Mobile Banking, Telephone Banking, eStatements, Ridgewood Rewards and much more. The employees of Ridgewood Savings Bank have been proudly serving our local communities since the bank was founded back in 1921. A lot of things have changed through the years, but one thing has remained the same: our commitment to meeting the needs of our customers and communities. Ridgewood Savings Bank is a Conventional Mutual Savings Bank. This means that unlike a public institution, Ridgewood does not have stockholders. We operate instead for the benefit of our customers, communities and employees - not Wall Street. We're proud of our history as a financial institution. Proud to stand behind our excellent products and services. And proud of our community partnerships. These may seem like little things to big banks, but at Ridgewood we believe "great oaks from little acorns grow"​.Member FDIC Equal Housing LenderEOE/M/F/vet/disabilitywww.ridgewoodbank.com/home/privacy