As of November 16, 2015, The Bank of Northern Michigan has formally merged with Chemical Bank.We believe the most important banking insight is a personal one. You won't find our banks on every corner. This approach does not, however, restrict our clients. Our unique courier service, ATM fee reimbursement program, and, electronic banking services allow for unlimited access at any time. We're committed to looking ahead, focused on what it will take to realize and protect your success. Not just this quarter, or next year, but for the decades to come. Experience today a bank that goes out of its way to listen and understand your business needs each and every time. We're just a phone call away and we can't wait to meet you.