Monocle is an independent, results-focused management consulting firm specialising in banking and insurance with over 20 years of experience working alongside industry leading banks and insurance companies around the world. With offices in London, Amsterdam and Johannesburg, we service our clients across the United Kingdom, Europe, Scandinavia, Asia, South Africa and much of Sub-Saharan Africa.Monocle's purpose: Empowering people to achieve meaningful change in financial services and across society.

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Vertus is a proudly South African consultancy firm that strives to deliver excellence in the South African financial services industry. We specialize in navigating banking regulatory changes and helping institutions adapt to evolving requirements. With deep expertise and a focus on our people, we deliver tailored solutions for compliance, risk management, and operational efficiency. Connect with us to stay ahead in the dynamic banking landscape.

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For 105 years, Santam has been in the business of protecting South Africa's most important assets and valuables. Good and proper then. Good and proper now. Good and proper always.  We are the largest general insurer in South Africa, with a market share in excess of 22.5%, providing short-term insurance products through broker networks and direct sales channels. Established in 1918, we offer personal, commercial, and corporate insurance solutions. Santam is a subsidiary of Sanlam Limited and has been listed on the Johannesburg Stock Exchange (JSE) since 1964. Apart from our South African footprint, Santam has insurance interests in Malawi, Tanzania, Uganda, Zambia and Zimbabwe. We also hold strategic investments in various companies in the insurance industry, and have two wholly-owned subsidiaries that operate under their own licences and with independent brands, namely MiWay and Centriq. Santam also partners with underwriting managers to deliver specialist and niche insurance solutions.We look beyond the facts in front of us to think about the lives that lie behind them. That's why when things go wrong, our clients know they're with the insurer that makes it right. This is the Santam way. https://www.santam.co.za

Tiaan Schmulian

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