Union Bank of the Philippines (UnionBank) is a publicly-listed universal bank. The Bank distinguishes itself through superior technology, unique branch sales, and service culture, and centralized backroom operations. UnionBank's superior technology allows the delivery of online, real-time business solutions to meet the customers' changing and diverse needs through innovative and customized cash management products and service offerings. The Bank's unique branch culture ensures efficient and quality service as well as mitigates operational risk. Its centralized operations enable the Bank to provide responsive, scalable, and secure transaction processing.