Are you getting tired of the big banks and their one size-fits-all model? Assuming they know your story, but making decisions solely on information you can't defend? The great thing about credit unions is that the profits we make are returned to our owners – you!We are owned by our members, so our profits get returned right back to you. We do that through our low loan rates, our high savings rates and lower fees. In addition to the great benefits a credit union provides you, we have the MMFCU difference. At MMFCU, you are more than an application or credit score. Here, every member has a story, and your story matters.