Serasa Experian Company MOVA is a Credit as a Service (CaaS) Financial Institution where companies create customized credit products for their customers. We have developed a platform that allows the creation of hundreds of credit products for thousands of companies. Imagine if credit did not depend on banks and, instead, all companies could provide credit directly to their customers. In this world, money would be decentralized, flow better, faster and cheaper. MOVA is making this vision a reality. We are the first Financial Institution approved by the Central Bank capable of making any company lend money directly. We were born to change the role of financial institutions in the market. In this new model, the financial institution no longer has a monopoly on loans, but becomes a facilitator, so that every company can create its own credit products.