The Elan Group is an employee benefits firm specializing in the Design, Communication/Enrollment and Service of Employee Benefit Plans. Additionally we provide Human Resource Solutions, including Plan Design, Insurance Carrier Negotiations, Benefit Management Systems, Online Communication and Enrollment Systems, PEO/Payroll Services, and Small Business and Individual Insurance Solutions. The Elan Group was formed in 1986 when its founding members, Ross Hays Jr. and Joe Mack Thaxton, CLU, recognized that the landscape was changing in employer funded benefit plans. Thaxton and Hays, veterans in the voluntary benefits field, watched the sharp increases in benefit costs force employers to increase deductibles and co-pays in their group health plans. Many were forced to limit or stop offering additional coverage such as disability, dental, and life insurance. The need for this coverage didn't change, the ability for the employer to fund it all did. The logical step was the development of voluntary benefit planning, a way for employees to have continued access to these plans, more conveniently, less expensively, with advantaged underwriting concessions, that don't exist away from the workplace. In the past 30 years this market has grown exponentially and The Elan Group has grown with it. Today we are a full service employee benefits firm, emphasizing employee benefits, Human Resource solutions, communication and benefit enrollment strategies/implementation, and individual insurance needs. As an independent insurance firm we are currently licensed to do business with all the major insurance carriers in the benefits space, but work specifically with approximately 30 A- or above rated carriers in order to bring our clients the most competitive and comprehensive products.