I am dedicated to guiding my clients out of financial hardship and establishing a framework for a healthy and successful financial future. I will design a debt settlement program that suits your unique circumstances. Other companies have inflexible programs and limited options–you'll be forced to fit their existing program. I will build the plan to fit you! Rather than file for bankruptcy and suffer a tarnished credit score for seven to ten years, today's overextended consumer can turn to Trust Us Financial Firm and learn how a reasonably paced debt program can bring fast debt relief with long term positive credit scores. DEBT SETTLEMENT Debt settlement is an effective alternative to the complicated task of filing for bankruptcy. Many customers choose this option to get themselves out of debt without the negative impact of bankruptcy. During a debt settlement program, professional debt negotiators work with your creditors to reduce your total debt to a much lower amount. CREDIT COUNSELING Services generally maintain close relationships with credit card companies and other lenders. In some cases they are able to negotiate lower interest rates for their clients which will reduce debt to a certain extent.