J.K. Haley & Associates, Inc. is a Chicago, Illinois-based independent employee benefits brokerage and consulting firm that provides risk management solutions consultation to a wide variety of industries.  With guaranteed pro-active written service calendar commitments, Joe and his team can anticipate volatile market forces and deliver outstanding results to your bottom line. We look for the solution instead of focusing on the problem. We will find the best solutions for you that may include:• Customized Defined Contribution Plans to freeze your costs• Terminate your group plans and the administration that goes with it• In-Source Modeling and really focus on your business• Human Resource Outsourcing - let the professional do it (Bernie Portal)• Self-Insurance Consulting to maximize lowest net cost and minimize government regulations• Robust Wellness Programs - the true way to healthcare reform and improved productivity• Outstanding compliance support: ThinkHR & Legal resources Mission Statement: ❝Healthcare Reform and the Insurance Industry are attacking your livelihood. ❞