RiverWood Bank is a network of community banks located in nine communities in Northern and Central Minnesota, including the cities of: Bagley, Baudette, Baxter, Benson, Bemidji, Big Lake, Crosslake, Monticello, and Morris.Our Mission: Empowering employee-owners to exceed customer expectations.Our Vision: To be the most trusted bank in the communities we serve.Our Beliefs: Our core beliefs are our guiding principles for how we make decisions, treat our customers, and work together. DEDICATION: Committed to our customers at all times. INTEGRITY: Honest and upfront in every situation. DILIGENCE: Hard-working with perseverance. INNOVATION: Open to and leading change. TEAMWORK: A cooperative and contributing force.Better Banking … Real Solutions demonstrates our company's commitment to providing a full range of financial services along with the expertise to provide our customers with solution-based results.Our Corporate offices are in Baxter. The original banking charters were formed in the 1920's in Bemidji and Morris as state chartered local building and loan associations. The present charter is a national savings and loan association regulated by the Office of the Comptroller of the Currency (OCC). RiverWood Bank has a long history of meeting the needs of our communities.While continuing to meet our retail customers'​ needs, the bank has expanded its focus over the last decade to include agricultural and business banking services. Our senior management team has a significant amount of experience in business banking which provides us with the expertise to be an effective resource to our customers. Member FDIC. Equal Housing Lender.