We're Aware Super, as one of Australia's largest profit-for-members funds, we always remember whose money it is and whose future we're looking after. With super advice and super returns, Aware Super is super helpful.^ Visit aware.com.au/awards for awards information.Read the PDS & TMD on our website.

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Previously known as First State Super, we changed our name to Aware Super in September 2020.  First State Super has been the fund for people who value community as well as personal gain since 1992. In July 2020 we merged with VicSuper and together we are one of Australia's largest super funds, managing more than $120 billion in savings for more than 1 million members.  Our members work in roles that breathe life into their communities and they expect us to do the same. So we invest in assets that we believe will make a positive difference today - improving our communities, building a more sustainable economy and supporting employment both locally and globally at the same time as providing strong long-term returns. Discover how we're helping members do well financially while doing good in the world: Visit aware.com.au or call 1300 650 873.

First State Super

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Richards Financial

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Established in 2002, Berry Actuarial Planning was started by Mark Berry who had the desire to bring Actuarial expertise to the financial planning profession, through the establishment of an independent fee for service business.At Berry Actuarial Planning, we like to do to things differently. We have sought to focus on empowering our clients to manage their financial affairs, giving them control of their direction, with our role resembling that of a guiding hand.   One of our philosophies is that of regular client engagement. We ensure that we communicate with our ongoing clients at least once per quarter to ensure that everything is on track. An important point to note and a differentiating factor of our business is that our strategies focus on mathematical analysis of your consumption and needs. Actuaries are typically involved in long term projections for large businesses. Why not use this expertise for your personal finances? Berry has contributed to the financial planning community with two concepts: NET WORTH CONSUMPTION RATE LIFESTYLE SUSTAINABILITY MEASURE For more information on this please read Mark's paper submitted to the Institute of Actuaries of Australia 2009 Convention titled "An Actuarial Journey into Financial Planning".

John Ellis

Senior Financial Planner at Aware Super

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