Capital Research Advisors is a multi-office investment management and advisory firm. We use an extensive set of multiple model strategies. All of our models are proprietary to us, quantitatively built and each is centered around a risk management focus and do not share high correlations to one another. Each of these models has fully rules-based decision parameters. The models are all non predictive which allows them to be solely responsive to current market situations. There is no subjective overlay within Capital Research Advisors.