Barry Nykyforuk & Associates Inc. operating as BNA Solutions has been operating in Calgary since 1996 and is now operating in Edmonton. We have helped more than 8,000 individuals, families and small businesses find their "Debt Solutions". We are proud to say that a large percentage of our business is from referrals; not an easy task since many people don't speak to their friends, family, neighbors, and co-workers about their financial problems. We are an Accredited Member of the Better Business Bureau and a four-time winner of the Consumer Choice Award for business excellence. We are privately owned and operated, big enough to have all the answers but small enough to know you by name. We are a Licensed Insolvency firm and do both Consumer Proposals and Bankruptcies. We are licensed and highly regulated by the federal government. We are not a middleman and we can get the job done for you. Credit card debt, taxes, payday loans, mortgage foreclosure, we do it all. You're not alone. We will help you find a debt solution.