We are an INDEPENDENT insurance agency, SPECIALIZING in insurance for individuals and families (auto, home, life), We focus on EDUCATING our clients about their options while providing INDIVIDUALIZED, EXPERIENCED, & LOCAL guidance along with unique SOLUTIONS to help our clients recover from life's unexpected events. In a nutshell, our agency is set up to help match our clients with the insurance company and coverages which best fit their situation and their needs. As an independent agency, we're not employees of any insurance company and we have the ability to represent more than one insurance company. This allows us to search for the best fit and value for each of our clients based on their specific situation.Our agency is focused on insurance for individuals and families. Insurance such as Homeowners, Auto, Life, Disability, Rental, Boat (to name a few), is what we know best and where we have the most competitive rates. Because personal insurance is our focus, we understand the nitty-gritty policy details which can make all the difference if you have a claim. It doesn't hurt that we're a bit nerdy too. Many independent agencies focus on insurance for businesses, and offer personal insurance because they feel like they ‘have to', or as an ‘add on' type service. At McGinniss Himmel Insurance, your home and auto policies are our bread and butter, not an add on. Give us a call and ask us a question or two. We'd love the opportunity to help you understand your policy and coverages.