Aioi Nissay Dowa Insurance Company Australia Pty Ltd, locally known as Adica, is an operated and regulated insurer providing auto-centric insurance-related products and services for its strategic partners to ensure mutual customers are protected against any unforeseen automotive events that may occur. Adica underwrites general insurance products under its brand and for Toyota Insurance, Lexus Insurance and PowerTorque Insurance brands. We also underwrite commercial dealerships helping to protect property and assets such as building insurance, stock, and bailment. Adica holds a general insurance licence and an Australian Financial Service Licence (AFSL) Number 443540 / ABN 11 132 524 282. Adica is part of a world-leading insurance and financial service group called MS&AD Insurance Group Holdings Inc., which is made up of two operating entities, Mitsui Sumitomo (MS) and Aioi Nissay Dowa (AD). MS&AD is one of Japan's largest non-life insurance companies, with a global network of subsidiaries and branches in 49 countries and regions. MS&AD expertise and trustworthiness is supported by 128 years of experience, which means you're insuring with a company you can trust.Adica is proud to be certified as a Family Inclusive Workplace.