CMA is a market leading provider of systems solutions to companies operating in financial markets. These systems are based on best-of-breed infrastructure products from leading vendors and software application products based on industry standards. Most of the application packages implemented by CMA are also designed and developed by the company, and are based on PIE®, CMA's own solution for EAI (Enterprise Application Integration). PIE is a comprehensive and cost effective platform for use by business people. It offers unparalleled interoperability between diverse computer systems and real-time and mission-critical applications by linking business processes. The use of PIE for integration and software development enables the reduction of costs and creates new revenue opportunities through faster and more effective application software development and customization. CMA products include:- Real-time Gross Settlement System (RTGS)- Central Securities Depository (including Clearing and Settlement)- Automated Clearing House (ACH)- Сheque Truncation System- Instant Payments (including Online Clearing and Bill Payments)- Automated Trading System (including Auction module)- Solutions for Commodities Markets (incl. Trading, Clearing, Settlement)- Transaction Management Systems and STP-enablersCMA Small Systems is represented with offices in Sweden and Bahrain. Market activities focus on Europe, Asia, Africa, South America and Middle East. Company head office is located in Stockholm, Sweden.