ProCredit Holding AG, based in Frankfurt am Main, Germany, is the parent company of the impact and development-oriented ProCredit group, which consists of commercial banks for small and medium enterprises (SMEs). In addition to its operational focus on South Eastern and Eastern Europe, the ProCredit group is also active in South America and Germany. The group's core business consists of offering banking services to small and medium-sized enterprises (SMEs). In addition to serving SMEs, the ProCredit group also pursues a direct banking strategy for private clients, particularly the growing middle class. We strive to be the leading SME bank in our markets following sustainable and impact-oriented banking practices. In doing so, we want to generate long-term sustainable returns and create positive impact in the economies and societies we work in. Working with us means consistent growing and learning. We invest a lot in our staff and ensure through regular training and discussions that our staff stand by our values and our ethical approach to banking. As an international banking group, we highly welcome cultural diversity, with English as our "lingua franca", and we are convinced that diversity enriches our work and stimulates good outcomes. At the ProCredit Holding, more than 30 different nationalities work together in Frankfurt.