Housing & Development Bank (HD Bank) was established as an Egyptian joint stock company in1979. Upon its launch, the key mandate of HD Bank is to finance moderate housing units to Egypt's inhabitants together with a leading role in mending the gap between supply & demand in the real estate market. Since 2003, HD Bank has stepped into a new era witnessing its prime strategic plan, aiming to integrate into the market as a competitive commercial bank. HD Bank targets to be among the five best performing banks in Egypt, as a full commercial bank with core strength in housing real estate. HD Bank has reached (100) branches widespread between the lower and upper Egypt depending on the belief of the necessity to make it easier and faster for the clients. The Housing and Development Bank was established in 1979 (an Egyptian joint stock company) in order to provide and finance housing units that suit the needs of a large segment of young and low-income citizens, as well as to narrow the gap between supply and demand in the real estate market as a major mission of the bank at that time, in addition to leading the engine of developing new urban communities and pumping and managing Huge investments in expanding tourist resorts on the North Coast. Since 2003, the Housing and Development Bank has stepped into a new era, taking into account its strategic plan, aiming to be among the five best banks in Egypt, to become a comprehensive commercial bank that is distinguished primarily in the real estate market. The number of Housing and Development Bank branches reaches 100 in various parts of Egypt, from the Delta to Upper Egypt, to provide the best service to its customers in accordance with the latest banking technology.