At nib we believe health insurance should be easy to understand, easy to claim on and above all great value. We offer health insurance you can actually use. It's our ‘keep it simple' philosophy and it influences everything from product design, to claiming and customer service. nib was launched in New Zealand in October 2013 having acquired TOWER Medical Insurance Limited at the end of 2012. We now cover more than one million people across Australia and New Zealand. We have over 60 years' experience in providing health insurance. At nib, we are passionate about driving innovation and growth in the health insurance market and are always looking for new opportunities to grow our business, connect with our customers and outperform our competitors.