Our business is purchasing finance contracts for used automobiles, trucks, and motorcycles that originate from both franchise and independent vehicle dealers. PFS, as we call ourselves, is truly unique in today's marketplace. We are an experienced, flexible, and financially solid organization that has been in business over 20 years and puts a premium on COMMON SENSE in our decision making. We treat our relationships with our dealer clients as partnerships. We maintain professional and personal relationships with over 6,000 automobile dealers in 11 states, primarily in the Southeast and Midwest. Our offices are staffed with experienced professional personnel who strive to provide superior and timely service. While it varies by location, each office generally services dealers in an area within a forty mile radius. The staff at each of the PFS locations is committed to ensuring high quality service on each loan that we purchase. Whenever you have a question about your loan, don't hesitate to contact the nearest PFS office. For your convenience, please use the link below to learn more about PFS.