McClements Insurance Services, LLC is a commercial insurance agency that specializes in helping large employers in California (especially those with mostly Latino workers) deal with some of their most costly and vexing issues:- Complex Employee Benefit Planning- Creating and managing Self-Funded programs- Creative planning strategies for working with the Affordable Care Act- Complete support for dealing with the ACA's IRS 1094-C / 1095-C Reporting - Compliance resources for ERISA, HIPAA, FMLA, COBRA and other State and Federal laws- Comprehensive HR support for Training, Employee Education & Safety- Consultative, long-term focus to Workers Compensation challenges