With collective experience of over 40 years in the financial service industry, we have determined that the Independent Registered Investment Advisor (RIA) structure provides an opportunity to meet the ever changing investment needs of our clients. The RIA structure allows us the freedom to continue working with the money managers we trust & respect.We believe that the investment environment over the past 10 years has illustrated the need for three core elements of a successful client experience:TransparencyDiversificationIndependenceAs an independent RIA, we can provide our clients with the level of service they have grown to expect and deliver an investment solution that will ensure each and every decision will only be made to benefit our clients.Acting as Custodian for Lovett Advisors, LLC TD AMERITRADE has over 100 billion dollars under management and provides comprehensive brokerage and custody services to more than 4,500 fee-based, Independent Registered Investment Advisors (RIAs) and their clients.Lovett Advisors, LLC ("Lovett"​) is a registered investment advisor ("RIA"​) with the U.S. Securities and Exchange Commission and is located in the State of Delaware. Lovett provides investment advisory and related services for clients nationally. Lovett will maintain all applicable registration and licenses as required by the various states in which Lovett conducts business, as applicable. Lovett renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion. Securities offered through MerCap Securities, LLC, Member FINRA/SIPC and wholly owned subsidiary of MerCap Enterprises, Inc. MerCap Securities, LLC is not affiliated with Lovett Advisors, LLC