The international Payment Network S.A.L. (IPN) is a private company founded in 1996 and is currently owned by:• Banque du Liban et d'Outre Mer• Bank Audi• Fransabank• Credit Libanais• Byblos BankIPN is the first leading network in Lebanon for payment by means of Automated Teller Machines. The company currently processes a group of 18 banks operating in Lebanon covering 789 ATMs spread all over the country regions ensuring different banking services such as:- Withdrawals, balance inquiry, Mini-statement Print, Bill payment, Cash Deposit and Transfer from Account to Account. All transactions are offered with Currency Selection (Lebanese Pounds and US Dollars) and real account selection.- The ability to recharge mobile phone cards via the convenience of an ATM anytime: Day or night.- "Dfa3leh" technically described as P2P (Person-to-Person) payment transaction and which is a new cashless transaction technology launched in Lebanon by IPN. It allows payments between banks' account customers of different IPN shareholders and members banks via mobile or online banking.