NEO represents the new way of doing home loans. We advise you how to pay off your mortgage and consumer debts faster and with much lower cost – all while maximizing your wealth. We believe our success is not measured by how many loans we close, but by how financially successful you are able to become as a homeowner.NEO is a division of Luminate Home Loans, Inc. | NMLS #150953 | Corporate Headquarters: 2523 Wayzata Blvd. S. Suite 200, Minneapolis, MN 55405. For licensing information, go to: www.nmlsconsumeraccess.org. This advertisement does not constitute a loan approval or loan commitment. Loan approval and/or loan commitment is subject to final underwriting review and approval. Other terms and conditions apply. Equal housing lender.