Debt settlement reduces the amount of money you owe on all unsecured debt by renegotiating your balances and customizing a plan to get your accounts settled in 12 to 60 months. The key advantages of this program are an aggressive reduction of the principle balance owed, a significantly lower interest free monthly payment and getting debt free in the shortest amount of time. We tailor your plan to fit your financial needs and budget, allowing you to make one affordable interest free payment that's easy to maintain. Our goal is to get you out of debt and keep you that way. Our professional debt negotiation attorneys leverage our relationships with creditors and negotiate the best terms for you. The negotiations are based on what you owe and what you can afford on a monthly basis. We resolve any conflicts with you and your creditors and settle for the lowest amount possible. Our Debt Specialists can explain all the options for debt management and why debt negotiation will probably be the best option for you.