Β2KAPITAL was established, as a fully owned subsidiary of our Oslo-based Group, with the goal of playing a pivotal role in the Non-Performing Loans market in Cyprus, focusing on the entire spectrum of corporate and consumer lending. B2KAPITAL is not owned, in whole or partially, by any banking organization so it can act independently. Leveraging the know-how and the international exposure of its people, B2KAPITAL is able to handle many different types of claims. B2KAPITAL has an undoubted competitive edge in NPL management because we have:Long and in-depth collective expertise in all aspects of corporate and retail banking activities, and especially in managing non-performing loans in Cyprus and abroad.Significant experience in markets where NPL management is more mature.Access to the financial and investment instruments of our parent Group.Access to the collective insight, the experience and the best practices of the Group.Access to the Group's digital platforms, which have been tailored to the complexities and specific needs of all NPL and business types (consumer, mortgages, corporate, leasing, third-party claims).A competitive advantage, emanating from the collective capabilities of the Group companies.