In October 2012, Steve Collins, his sons Brad and Brian, and his daughter Amy Dow took over the day-to-day operations of "cfd Group." We are an independent insurance agency that specializes in targeted commercial business insurance programs. Our programs include risk management services, employee benefit solutions, contract surety bonds, workers' compensation plans, professional liability, pollution liability, transportation with motor carrier filings, life insurance, disability insurance and additional programs specific to each customer's needs."…But you, Lord, are a shield about me, my glory, the One who lifts my head high." Psalm 3:3 (NIV)Our Mission StatementWe provide individuals and businesses with creative ideas to protect their personal and business assets from exposures to loss through a committed staff and available resources to develop a long-term relationship, in a Christ-like manner.Our PhilosophyWe believe our path involves, "servanthood and stewardship" represented by Galatians 6:2, "Bear one another's burdens, and thereby fulfill the law of Christ." We cultivate relationship by an intentional investment in time freely given to each person and business.Our CommitmentDifferentiating between insurance agencies has not always been easy. In an "apples to apples" world, we are different. We listen, engage in informative conversation, identify and monitor solutions to exposures that could be critical to your business' future plans. We are also consultative, service-oriented, visible, available, and an advocate for you when a claim occurs.Our VisionWe want to assist our clients in maintaining hope and stability when the trials of their life or business happen. We understand that just because the external damage is repairable, the internal damage will need time to heal for the days ahead.