Everyday, Volkswagen Financial Services builds and develops new financial, insurance and mobility solutions for individuals, professionals and importing partners. Established in 1991 with the name FingermaSpa - a captive finance company of the Volkswagen Group - to provide consumer credit services. Today, Volkswagen Financial Services is represented in Italy by two distinct companies: Volkswagen Bank GmbH which provides all services to the Group's brands - Audi, Ducati; Skoda; SEAT, Volkswagen, Volkwagen Commercial Vehicles and MAN truck & Bus - and Volkwagen Leasing GmbH for long-term rental solutions.The development of integrated solutions, such as loans for financial and banking and insurance products is deeply based on the long and successful expertise acquired in the automotive sector. Volkswagen Financial Services aims to be the leader for new services and user experiences, for a total connexion and a constantly evolving mobility.