Product: Online Booking and Queuing of SeeDoctor App.It is the first Apps. in life insurance industry to leverage first-hand materials for product pricing & cross-selling. Also, it can be extended to retirement real estate by managing pension/retirement plan, which create an entire ecosystem within life insurance industry.- This new under developed App. will recommend doctors and  allow online booking to reserve the time slot with the corresponding doctor. Comments will be offered after consultation-Data mining will be conducted based on statistics collected without invasion of patient privacy (Big Data)- Reports based on data analysis will be used for insurance pricing of medical/CI plans- Crosse-selling of retirement will be implemented for medical/CI plans- Retirement real estate model will be set up to make good use of retirement plan. In a word, based on this new App., the financial services provided by life insurance companies will be integrated into one ecosystem