OiKOS is a proptech venture that is changing the way mortgage loans and home finance are executed in India. Leveraging its self-developed Tech, CRM and Analytics model, the company seeks to distribute home loans and home-based loans in a faster and more convenient manner to the consumers.It endeavours to bring about a credibility in distribution of loans by the extensive use of technology which will integrate all the spokes of mortgage loans cycle.It uses SAAS (Software as a Service) platform where software is housed in data centers and subscribers access the software using their web browsers and/or apps.It is Database Driven Web Application (DDWB) having 3 tiers. Adding dynamic information that can be managed directly by delegated managers or superusers can enhance the value of intranets and eliminate the time and effort that would otherwise be needed to deliver the same content using the services of a Web developer.The application uses Amazon Web Services as a cloud server to store the database. It also uses PHP based application using MySQL Database service to deploy this application.On one side Oikos has partnered with top developers in the country for handling the home loan needs of their customers while on the other side it has developed partnership with all the key lenders to provide their best offerings to the customers. All stakeholders and data are digitally connected in real time.Founded in 2020, Oikos is the trade name for Elysium Oikos Ventures Pvt Ltd. Oikos is a bootstrapped venture led by industry leaders from mortgage business.Oikos is headquartered in Mumbai with regional offices in Pune, Ahmedabad, and Bangalore