Boloro's globally patented authentication platform is ideal for banks, governments, e-commerce retailers and others looking to eliminate the risk of theft and fraud and comply with PSD2, GDPR and other regulations. Boloro's authentication platform can be white-labeled, locally hosted and controlled by the licensee. Integration via Boloro's APIs is quick and easy. Boloro allows customers to authenticate all kinds of activity through their mobile phone using their Boloro 4-digit SMART PIN. From credit or debit card transactions, to online bank account or email account logins, to all kinds of payment transactions, Boloro's SMART PIN adds an impregnable layer of security to any activity. Boloro is compatible with all mobile phones, including smartphones and feature phones, and does not require a customer to download an app or have an Internet connection. Boloro's ATM-like approach uses what you have (your physical mobile phone) and what you know (your memorized PIN), and separates the authentication process from the actual transaction by using a secure and separate communication channel. Boloro's authentication process avoids the Internet and the Operating System, providing a separate, secure way to validate Internet-based transactions and other activity. Boloro's authentication solution can work with a password as well as a PIN. In addition to providing authentication solutions that can layer onto and secure any app or online activity, Boloro also licenses its own mobile payment apps and platforms, including "tap & pay" options for retail, mass transit and other use cases. Please contact Boloro to learn how our solutions can be implemented under your branding and hosting.Boloro's Management Team has decades of experience in technology and financial services, with expertise in mobile payments, transaction security and identity verification, as well as data protection and privacy.